By Delia De Mello

Every July 4, we celebrate our nation’s independence. For nearly 90 years, our programs have helped create financial independence for millions of hardworking people. We have useful online resources like the Social Security Statement and our benefits estimator tool that helps people not yet receiving benefits. The statement shows the benefits that you and your family may be eligible for and provides personalized fact sheets tailored to your age and earnings situation. The benefits estimator tool allows you to get estimates based on different ages. These online tools can help you better prepare for your retirement.

If you’re not receiving benefits…

You can get the most out of your online experience if you have a personal My Social Security account. You can:

• Request a replacement Social Security card.

• Get estimates for spouse’s benefits.

• Get your statement instantly.

• Get proof that you do not receive benefits.

• Check your application status.

If you’re receiving benefits

You can use your personal My Social Security account to:

• Request a replacement Social Security card.

• Get an instant benefit verification letter.

• Start or change your direct deposit.

• Change your address.

• Get a replacement SSA-1099 or SSA-1042S instantly for tax season.

• Opt out of mailed notices for those available online.

You can create your personal My Social Security account at

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With so many services and helpful information available online, we are here for you when you need us. Learn more at