Category: FINANCE & LEGAL
Senior Living. Senior Solutions. Made Simple. Selling your home in the sizzle of summer requires some attention to seasonal details
By Korey Welch, Owner of Boom Realty and Senior Mortgage Broker, Loan Factory Summer is a season of sunshine, flip-flops, backyard barbecues, and, believe it or not, home sales. While buyers may be dreaming of beach days...
Read MoreA faster and more convenient way to request a Social Security number and card
By Delia De Mello, Social Security If you need an original Social Security number (SSN) or a replacement card, you can now complete your request online, and if needed, schedule an appointment for faster service. How it works...
Read MoreAs America celebrates independence, it’s a good time to be sure your estate plan stands the test of time
By Elizabeth A. Caruso, Esq. Instead of busting a myth this month, as America celebrates its semiquincentennial this July 4th, I thought it would be interesting to take a historical perspective on how the...
Read MoreWhy home equity deserves objective consideration in serious retirement advice
By George A. Downey Financial planning has changed. Advisors can no longer view a client’s financial life only through investment accounts, insurance products, income projections, or tax strategies. A sound fiduciary process...
Read MorePutting your vacation home in a trust helps protect future generations and avoids probate
By Elizabeth A. Caruso, Esq. We have a Cape house that I want to leave to just one child; they will share with their siblings. This is fine, right? Wrong! This is a sure-fire way to bring arguments and turmoil into your family....
Read MoreSenior Living. Senior Solutions. Made Simple.
The 6% commission Is dead – so why are sellers paying more than ever? By Korey Welch, Owner of Boom Realty and Senior Mortgage Broker, Loan Factory For the past year, consumers have been hearing about the massive changes...
Read MoreHome equity: The overlooked asset that can be a flexible funding source to increase financial security and lower stress
By George A. Downey According to a summary of the JP Morgan “Guide to Retirement” from Shannon Hicks of HECM World, “the home equity in your primary residence may be used” as part of a long-term care or retirement income...
Read MorePrior authorization: How to fight back when your insurance stops covering your prescription
By Patricia Prewitt My Personal Rx Adviser Most of us have received the dreaded notification that a medication is “no longer covered” on our insurance plan. Often this occurs at the beginning of the year, or mid-year when...
Read MoreThe one question every reverse mortgage borrower should ask after closing
‘If all my debt were paid off tomorrow, what would my plan be going forward?’ For many homeowners, that question is never fully considered By George A. Downey A reverse mortgage can feel like a huge relief. Monthly mortgage...
Read MoreSenior Living. Senior Solutions. Made Simple: Beep, beep. Paying attention to curb appeal will help you sell your home this spring
By Korey Welch, Owner of Boom Realty and Senior Mortgage Broker, Loan Factory When it comes time to sell your home, first impressions matter more than ever. Real estate professionals often say buyers decide how they feel about a...
Read MoreFamily caregiving, aging in place, and the overlooked role of housing wealth
By George A. Downey As America’s population ages, family caregiving has become a central – and often underappreciated – feature of retirement life. Research summarized by Jonathan Delozier of the Boston College Center for...
Read MoreMyth or fact? A will is all you need to keep an estate out of the probate process
By Elizabeth A. Caruso, Esq. Myth or fact? I have a will, so my family is all set and doesn’t need any other documents to stay out of probate if I die.This is a myth!One of the top questions I get when I start a meeting...
Read More
