Does insurance pay for home health care? Here’s what you need to know

By Maria Burke, RN
Owner, Celtic Angels Home Health Care

Navigating the world of home health care can be overwhelming, especially when it comes to figuring out how to pay for it. At Celtic Angels Home Health Care, we want to make the process as clear and stress-free as possible for our clients and their families. One of the most common questions we’re asked is: “Does insurance cover home health care?”
The good news is: Yes, in many cases it does.
Celtic Angels proudly accepts several types of insurance plans to help ease the financial burden of in-home care. These include:

• Long-term care insurance: This type of policy is specifically designed to cover services that assist with activities of daily living such as bathing, dressing, and mobility. If you or a loved one has a long-term care policy, we can work directly with the insurer to coordinate services and submit required documentation.
• Workers’ compensation: If a workplace injury results in the need for home health care, workers’ compensation insurance may cover services such as skilled nursing, rehabilitation support, and assistance with daily living tasks. We’re experienced in managing care plans for injured workers and working with case managers and insurance adjusters.
• Veterans Affairs (VA) benefits: For eligible veterans and their families, VA benefits can help cover a wide range of home health care services. We’re honored to work with the VA to support those who’ve served our country with high-quality, compassionate care.
• Private insurance: Every plan is different, so we’re happy to review coverage details and help you understand your options.
  At Celtic Angels, our experienced team will guide you through the insurance process, verify your benefits, and work to minimize out-of-pocket costs wherever possible. We’re here to help you focus on what matters most – your health, comfort, and peace of mind.
  If you have questions about whether your insurance is accepted, don’t hesitate to contact our office. We’re just a phone call away and always happy to help.