Category: FINANCE & LEGAL
Putting your vacation home in a trust helps protect future generations and avoids probate
By Elizabeth A. Caruso, Esq. We have a Cape house that I want to leave to just one child; they will share with their siblings. This is fine, right? Wrong! This is a sure-fire way to bring arguments and turmoil into your family....
Read MoreSenior Living. Senior Solutions. Made Simple.
The 6% commission Is dead – so why are sellers paying more than ever? By Korey Welch, Owner of Boom Realty and Senior Mortgage Broker, Loan Factory For the past year, consumers have been hearing about the massive changes...
Read MoreHome equity: The overlooked asset that can be a flexible funding source to increase financial security and lower stress
By George A. Downey According to a summary of the JP Morgan “Guide to Retirement” from Shannon Hicks of HECM World, “the home equity in your primary residence may be used” as part of a long-term care or retirement income...
Read MorePrior authorization: How to fight back when your insurance stops covering your prescription
By Patricia Prewitt My Personal Rx Adviser Most of us have received the dreaded notification that a medication is “no longer covered” on our insurance plan. Often this occurs at the beginning of the year, or mid-year when...
Read MoreThe one question every reverse mortgage borrower should ask after closing
‘If all my debt were paid off tomorrow, what would my plan be going forward?’ For many homeowners, that question is never fully considered By George A. Downey A reverse mortgage can feel like a huge relief. Monthly mortgage...
Read MoreSenior Living. Senior Solutions. Made Simple: Beep, beep. Paying attention to curb appeal will help you sell your home this spring
By Korey Welch, Owner of Boom Realty and Senior Mortgage Broker, Loan Factory When it comes time to sell your home, first impressions matter more than ever. Real estate professionals often say buyers decide how they feel about a...
Read MoreFamily caregiving, aging in place, and the overlooked role of housing wealth
By George A. Downey As America’s population ages, family caregiving has become a central – and often underappreciated – feature of retirement life. Research summarized by Jonathan Delozier of the Boston College Center for...
Read MoreMyth or fact? A will is all you need to keep an estate out of the probate process
By Elizabeth A. Caruso, Esq. Myth or fact? I have a will, so my family is all set and doesn’t need any other documents to stay out of probate if I die.This is a myth!One of the top questions I get when I start a meeting...
Read MorePlacing your home in a trust is a proactive step to protect your family and your assets
By Elizabeth A. Caruso, Esq. Do I really need to put my house into a trust? Yes! You absolutely should and this is why: In Massachusetts, putting your home into a trust is one of the most effective estate planning strategies...
Read MoreCondo leaders should pay attention to reverse mortgages to protect the entire community
By George A. Downey Reverse mortgages aren’t just loans for older residents. They help keep HOA fees paid, budgets stable, and unit sales marketable. They also help avoid unnecessary legal challenges. In Massachusetts, where age...
Read MoreIs Medicare’s out-of-pocket cap truly saving beneficiaries money?
By Patricia Prewitt My Personal Rx Adviser I have been following with interest reports on the impact of the 2025 cap on out-of-pocket prescription costs from various healthcare sources, including government websites. The data is...
Read MoreEstate planning in the digital era: Why it matters more than ever
By Elizabeth A. Caruso, Esq. When most people hear “estate planning,” they think of wills, trusts, and bank accounts. But in today’s digital world, our lives extend far beyond paper documents and physical property. From online...
Read More
