Category: FINANCE & LEGAL
Placing your home in a trust is a proactive step to protect your family and your assets
By Elizabeth A. Caruso, Esq. Do I really need to put my house into a trust? Yes! You absolutely should and this is why: In Massachusetts, putting your home into a trust is one of the most effective estate planning strategies...
Read MoreCondo leaders should pay attention to reverse mortgages to protect the entire community
By George A. Downey Reverse mortgages aren’t just loans for older residents. They help keep HOA fees paid, budgets stable, and unit sales marketable. They also help avoid unnecessary legal challenges. In Massachusetts, where age...
Read MoreIs Medicare’s out-of-pocket cap truly saving beneficiaries money?
By Patricia Prewitt My Personal Rx Adviser I have been following with interest reports on the impact of the 2025 cap on out-of-pocket prescription costs from various healthcare sources, including government websites. The data is...
Read MoreEstate planning in the digital era: Why it matters more than ever
By Elizabeth A. Caruso, Esq. When most people hear “estate planning,” they think of wills, trusts, and bank accounts. But in today’s digital world, our lives extend far beyond paper documents and physical property. From online...
Read MoreReverse mortgages vs. HELOCs – What each could mean for you
Choosing the right way to access home equity can make a significant difference in your financial well-being. By George A. Downey Two popular options are reverse mortgages and home equity lines of credit, or HELOCs.Each provide...
Read MoreSenior Living. Senior Solutions. Made Simple.
What is in your best interest when it comes to interest rates and choosing a mortgage? By Korey Welch, Owner of Boom Realty and Senior Mortgage Broker, Loan Factory For many people, retirement is a time to simplify, enjoy life,...
Read MoreIs Medicare’s out-of-pocket cap truly saving beneficiaries money?
By Patricia PrewittMy Personal Rx Adviser I have been following with interest reports on the impact of the 2025 cap on out-of-pocket prescription costs from various healthcare sources, including government websites. The data is...
Read MoreReverse mortgages vs. HELOCs – What each could mean for you
Choosing the right way to access home equity can make a significant difference in your financial well-being. By George A. Downey Two popular options are reverse mortgages and home equity lines of credit, or HELOCs. Each provide...
Read MoreSenior Living. Senior Solutions. Made Simple.
Welcoming the New Year homebuyers: A whimsical guide to positioning your house for sale after January 1 By Korey Welch, Owner of Boom Realty and Senior Mortgage Broker, Loan Factory Ah, the New Year – the season of fresh starts,...
Read MoreLooking ahead to 2026: What you can expect for prescription coverage in the new year
By Patricia PrewittMy Personal Rx Adviser The health care market and prescription coverage continue to evolve with policy changes still being formalized. As of mid-December 2025, uncertainty remains as to subsidies and tax...
Read MoreMyth or Fact? I have an estate plan so I’m all set
By Elizabeth A. Caruso, Esq. This is a myth! An estate plan is not a “set it and forget it” document. Life changes and the law changes. An outdated plan can be just as problematic as having no plan at all.It’s that time of year...
Read MoreFederal limit on reverse mortgages increased in 2026, helping to finance the higher cost of living
By George A. Downey, CRMP Homeowners aged 62 and older have an incredible opportunity to turn their home equity into financial freedom. The federally insured Home Equity Conversion Mortgage (HECM) program lets you access your...
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