Category: FINANCE & LEGAL
Social Security Fairness Act means retroactive payments, higher monthly benefits for some
The Social Security Administration is making progress toward implementing the Social Security Fairness Act. Through March 4, the SSA has already paid 1,127,723 people more than $7.5 billion in retroactive payments. The...
Read MoreDo you want to talk to someone about your prescription costs?
By Patricia PrewittMy Personal Rx Adviser Prescription coverage, pricing, and insurance rules can be confusing, especially at the start of the year when deductible costs vary widely – from zero (some Medicare Advantage Plans) to...
Read MoreWhat is probate, and why should you want to avoid it?
By Elizabeth A. Caruso, Esq. What is probate?When people talk about estate planning, they often say that you want to “avoid probate,” but what does that mean? In order to answer this question, you first need to understand what...
Read MoreSenior Living. Senior Solutions. Made Simple.
Seniors have more mortgage options By Korey Welch, Owner of Boom Realtyand Senior Mortgage Broker, Loan Factory Lending institutions want to lend to seniors and offer many options. The variables include financial goals, income,...
Read MoreWant to learn how to save money on prescriptions with traditional commercial insurance?
By Patricia PrewittMy Personal Rx Adviser I am surprised by how many people with traditional commercial insurance plans don’t realize that manufacturer-sponsored programs are an easy way to save on out-of-pocket Rx costs....
Read MoreSo you have a trust – but what does it do, and what doesn’t it do?
By Elizabeth A. Caruso, Esq. Not all trusts are created equal. Because of that, what trusts do and do not accomplish will be very specific to your written document, or the one being crafted for you. I’m going to focus this...
Read MoreEthics in real estate: Putting care for the seller before the sale
By Leon Merian, SRES As a Senior Real Estate Specialist (SRES), I often tell my clients, “Before we talk about selling your home, let’s talk about you.” It’s a statement that surprises many people, but it speaks to the ethics...
Read MoreOctogenarian pianist still knows how to put on a good show
By Marie Fricker Archie Richards, 88, lives in a retirement community in Concord, N.H., but his passion for classical music and the piano has allowed him to entertain thousands of toe-tapping seniors on the South Shore and...
Read MoreRetirement Dreams or Nightmares
You don’t want to be caught dead without a great obituary By Steven V. Dubin I’m old enough now that I’m starting to think of what people will say at my funeral. Or, as my old business partner Jim Farrell often said, “I’d like...
Read MoreFederal program helps seniors unlock home equity and pursue financial goals
Home Equity Conversion Mortgage may be a good choice for some older homeowners By George A. Downey Homeowners 62 and older should consider the potential benefits a Home Equity Conversion Mortgage (HECM) reverse mortgage may...
Read MoreFinding out more about Social Security for school employees and those receiving survivors’ benefits
By Delia De Mello The Social Security Administration has released new resources to help you better understand Social Security benefits. We’ve designed easy-to-use toolkits to provide education about our programs for children and...
Read MoreNavigating medication costs in 2025 – how to make sense of all the prescription plan options
By Patricia PrewittMy Personal Rx Adviser With the arrival of 2025, you may be noticing changes to copays or coverage for your medications. I hope these changes are working in your favor. Here are a few reasons why changes...
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