Category: FINANCE & LEGAL
Senior Living. Senior Solutions. Made Simple.
More house for your money – negotiating the best possible deal By Korey Welch, Owner of Boom Realty and Senior Mortgage Broker, Loan Factory Selling a home is one of the largest financial decisions most people will ever make,...
Read MoreWhy transferring your house to your children to avoid nursing home costs can be a bad idea
By Elizabeth A. Caruso, Esq. Myth or fact? It’s a good idea to transfer my house to my kids for $1 so that the nursing home doesn’t take it.This is a myth!I have had many clients come to me recently and ask me if transferring...
Read MoreBuilding your senior support circle: Who you need before you sell
By Leon Merian, SRESRealtor, Compass As I am a Realtor, you might expect me to begin with a pitch to sell your home. But in many cases, I intentionally leave my Realtor hat at the door. That might sound surprising, but when it...
Read MoreFederally insured reverse mortgage provides unique and safe way for older homeowners to use home equity without selling
By George A. Downey Homeowners (62 and older) should consider the potential benefits a Home Equity Conversion Mortgage (HECM) reverse mortgage can provide. Designed for those who want to age in place, this program is unique,...
Read MoreSocial Security Fairness Act means retroactive payments, higher monthly benefits for some
The Social Security Administration is making progress toward implementing the Social Security Fairness Act. Through March 4, the SSA has already paid 1,127,723 people more than $7.5 billion in retroactive payments. The...
Read MoreDo you want to talk to someone about your prescription costs?
By Patricia PrewittMy Personal Rx Adviser Prescription coverage, pricing, and insurance rules can be confusing, especially at the start of the year when deductible costs vary widely – from zero (some Medicare Advantage Plans) to...
Read MoreWhat is probate, and why should you want to avoid it?
By Elizabeth A. Caruso, Esq. What is probate?When people talk about estate planning, they often say that you want to “avoid probate,” but what does that mean? In order to answer this question, you first need to understand what...
Read MoreSenior Living. Senior Solutions. Made Simple.
Seniors have more mortgage options By Korey Welch, Owner of Boom Realtyand Senior Mortgage Broker, Loan Factory Lending institutions want to lend to seniors and offer many options. The variables include financial goals, income,...
Read MoreWant to learn how to save money on prescriptions with traditional commercial insurance?
By Patricia PrewittMy Personal Rx Adviser I am surprised by how many people with traditional commercial insurance plans don’t realize that manufacturer-sponsored programs are an easy way to save on out-of-pocket Rx costs....
Read MoreSo you have a trust – but what does it do, and what doesn’t it do?
By Elizabeth A. Caruso, Esq. Not all trusts are created equal. Because of that, what trusts do and do not accomplish will be very specific to your written document, or the one being crafted for you. I’m going to focus this...
Read MoreEthics in real estate: Putting care for the seller before the sale
By Leon Merian, SRES As a Senior Real Estate Specialist (SRES), I often tell my clients, “Before we talk about selling your home, let’s talk about you.” It’s a statement that surprises many people, but it speaks to the ethics...
Read MoreOctogenarian pianist still knows how to put on a good show
By Marie Fricker Archie Richards, 88, lives in a retirement community in Concord, N.H., but his passion for classical music and the piano has allowed him to entertain thousands of toe-tapping seniors on the South Shore and...
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